Credifyn – We are the new-age digital lending platform operating with RBI registered NBFCs like Unique auto finance and leasing Pvt ltd with registration number N-14-03268 and are also proud to be members of CIBIL, EXPERIAN, and other organizations.

We use the latest 128 to 256 bit SSL security to fully encrypt all data that you enter into our site and application form. Your secure data is used to arrive at a lending decision that is responsible. We could also use it to recommend a financial product that is more suitable to your needs.

As we have seen, it is not a simple term, as it concerns a process, science, profession and even attributes of everything we know.

No wonder you are surrounded by examples of design: the page of this blog, the decoration of your office, the model of your shirt and even the shape of your chair. That's why design is so important.

Minimum repayment tenure: 62 days.

Maximum repayment tenure: 730 days (24 months).

Maximum Annual Percentage Rate( APR)- 21.5% – 69% ((Depending on the risk profile of the customer and product availed.))

Eg.– On a loan of Rs.10,000/- for 90 days, the total interest payable is Rs.1035/- Rupees. Total Amount payable (Principal+ Interest)= Rs.10,000+Rs.1035= Rs.11053/-(Eleven thousand fifty-three only)

Lending responsibly is one of our core values which we take very seriously. For this reason, we will check your details and credit history just to ensure that you will be able to afford our attractive loans Lending comfortably and effortlessly without any undue stress.

Though this is not an ideal situation for anyone, we understand that sometimes life doesn’t go as planned. We request you to contact us at the earliest if you should ever find yourself in this situation so that we can help you handle this with the best available options.

If you miss a payment, you would have to pay a delay payment fee of 0.1% per day so please talk to us in advance should you feel you might not be able to make a repayment on time.

However, if you choose to neglect your obligations to repay your loan, we retain the right to take further action as necessary, such as registering a default on your credit history, passing on your information to a debt collection agency and/or take legal action.

We don’t offer any renewals or rollovers of your existing loans. When you have successfully repaid your loan, you can then apply for a fresh loan through your online customer area and get a reduced rate for your monthly interest.